:root{--navy:#14213d;--ink:#243044;--muted:#556070;--blue:#2c5a88;--blue-d:#1f4468;--line:#dde3ea;--alt:#f3f5f8}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
a{color:var(--blue)}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px}footer :focus-visible{outline-color:#fff}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px 12px;z-index:20}
header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:10}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:66px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--navy);text-decoration:none}
.mono{background:var(--navy);color:#fff;font-size:13px;letter-spacing:.06em;padding:6px 8px;border-radius:4px}
nav ul{display:flex;gap:24px;list-style:none;margin:0;padding:0}
nav a{display:inline-block;padding:8px 0;color:var(--ink);text-decoration:none;font-size:15px}
nav a:hover{color:var(--blue);text-decoration:underline}
section{padding:72px 0}
.alt{background:var(--alt)}
h1,h2,h3{color:var(--navy);line-height:1.25;margin:0 0 .5em}
h1{font-size:clamp(2rem,5vw,3rem);letter-spacing:-.01em}
h2{font-size:clamp(1.5rem,3vw,2rem)}
h3{font-size:1.1rem}
p{margin:0 0 1em;max-width:68ch}
.hero{padding:88px 0 80px}
.lead{font-size:1.3rem;color:var(--blue-d);font-weight:600;max-width:32ch}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn{display:inline-block;padding:12px 22px;border-radius:4px;border:2px solid var(--blue);background:var(--blue);color:#fff;font-family:inherit;font-weight:600;font-size:16px;line-height:1.2;text-decoration:none;cursor:pointer}
.btn:hover{background:var(--blue-d);border-color:var(--blue-d)}
.btn.ghost{background:transparent;color:var(--blue)}
.btn.ghost:hover{background:#e8eef5}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin-top:28px}
.card{background:#fff;border:1px solid var(--line);border-left:3px solid var(--blue);padding:22px}
.card h3:last-child{margin:0}.card p{margin:0;color:var(--muted);font-size:16px}
ul.list{padding-left:1.2em;margin:0 0 1em}ul.list li{margin:.3em 0}
.cols{display:grid;gap:32px;grid-template-columns:1fr 1fr}
.note{font-size:15px;color:var(--muted)}
address{font-style:normal;line-height:1.8}
form{display:grid;gap:14px}
label{font-weight:600;font-size:15px;display:grid;gap:4px}
input,select,textarea{font:inherit;padding:10px 12px;border:1px solid #6b7685;border-radius:4px;background:#fff;color:var(--ink);width:100%}
dl{display:grid;grid-template-columns:max-content 1fr;gap:8px 28px;margin:0}
dt{font-weight:600;color:var(--navy)}dd{margin:0}
footer{background:var(--navy);color:#cbd5e1;padding:40px 0;font-size:15px}
footer a{color:#e2e8f0}
footer ul{display:flex;flex-wrap:wrap;gap:8px 22px;list-style:none;padding:0;margin:0 0 18px}
footer p{margin:0 0 6px;max-width:none}
.doc{padding:56px 0 72px}.doc h2{margin-top:1.6em;font-size:1.3rem}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media(max-width:760px){html{scroll-padding-top:0}
header{position:static}.bar{flex-direction:column;align-items:flex-start;padding:12px 24px}
nav ul{flex-wrap:wrap;gap:6px 18px}section{padding:52px 0}.hero{padding:56px 0}
.cols{grid-template-columns:1fr}dl{grid-template-columns:1fr;gap:2px}dd{margin-bottom:10px}}